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News and Comment from 35 Finance

Newsletter January 2012

4-Jan-2012

The rules for EIS and VCTs are changing, and we update information on pensions, junior ISAs, and annuities

Autumn Statement 2011

2-Dec-2011

A Summary of the Autumn Statement for 2011

Winter Newsletter 2011

29-Nov-2011

Comments on the eurozone, the Chancellor's autumn statement, Pensions and Junior ISAs

Newsletter October 2011

1-Oct-2011

Retirees' Dilemma
Purchased Life Annuities
Dark Murmurings

Financial Services Newsletter

16-Sep-2011

Riding Market Volatility
Inheritance Tax on Pensions
Junior ISAs
Pensions and Charity

35 Finance Summer Newsletter

28-Jul-2011

Assuming the US debt ceiling is raised in time and the Eurozone continues to muddle through its debt crisis, it is most likely that growth will resume in the third quarter. The bull market in equities is also likely to resume, after the bumpy ride that we are currently experiencing.

News roundup

22-Jul-2011

The week ended well in the stockmarket, as a result of the eurozone deal on the Greek debt crisis.

The Teachers' Pension Scheme (TPS)

22-Jul-2011

Public sector pensions are in the news at the moment, so we thought it would be useful to review how they work, starting with the teachers' pension.

Unlocking Pensions - Beware!

18-Jul-2011

Schemes that offer to lend back 50% of a pension fund as an unsecured loan are to be avoided!

Client Newsletter - June 2011

1-Jun-2011

Sophisticated Investments
Maximising Annuity Income
Index-Linked Annuities

Spring Newsletter to Clients 2011

3-May-2011

Comment on the markets, some of the changes introduced in the Budget, and news about us.

Client Newsletter – May 2011

1-May-2011

The Inflation Dilemma
Risk

Client Newsletter – April 2011

1-Apr-2011

Pensions Liberated
EIS and VCT
Junior ISAs

Client Newsletter – March 2011

1-Mar-2011

NEST set to fly
Nothing ventured….
Investment prospects

Client Newsletter - February 2011

15-Feb-2011

Tax Thresholds
Family Tax Planning
Squeaking PIPs
Compensation Limit Raised

January 2011 Newsletter – Tax Changes in Store

31-Jan-2011

Annuity rule axed
Lifetime allowance
Annual allowance
ISA limits increased
Junior ISAs
Venture Capital Trusts

35 Finance Winter Newsletter 2010

1-Dec-2010

An update on the comprehensive spending review, changes to the rules for pensions, and the markets.

November 2010 Newsletter – Pensions Special

30-Nov-2010

Tax relief on contributions
Final salary schemes
Flexible drawdown
Final salary transfers
Lifetime allowance
NEST
State pension
Pension alternatives

August Newsletter

1-Aug-2010

Pensions Unfetted!
Pension or ISA?
CGT Complications
VCT and EIS
Life Cover in Trust

Summer Newsletter

25-Jul-2010

Comments on the emergency budget, and the state of the markets.

Budget Highlights

30-Jun-2010

Capital Gains Tax, Tax Efficient Investments
Trust Taxation, Holiday Lettings, Corporation Tax
Pension Contributions, Ending Compulsory Annuitisation,
Tax Free Pension Cash, Retirement Age, Tax Avoidance

Client Newsletter - April 2010

30-Apr-2010

Advantagse of Trusts
Joint Account Issues
Absolute Investment Returns
Straws in the Wind

35 Finance Spring Newsletter 2010

5-Apr-2010

Our views on some items of the budget, and the investment scene in the new tax year.

Client Newsletter - March 2010

30-Mar-2010

Thankful for small mercis
Financial Housekeeping
Pensions for Ex-pats

Client Newsletter - February 2010

1-Feb-2010

Preparing for the Budget
Tax bands and allowances
Joint holdings and IHT

Client Newsletter January 2010

1-Jan-2010

Investment Planning
Venture Capital Trusts
Diverting Salary to Pension
CGT Opportunity Window

Christmas Newsletter to Clients

11-Dec-2009

Comments on the markets, investment opportunities from climate change, inheritance tax planning, and the Pre-Budget Report, and our good wishes for Christmas and the New Year.

Client Newsletter October 2009

1-Oct-2009

April 2010 Deadline:
Income Tax, Tax on Trust Income, Minimum Pension Age, Pension Allowance Frozen and ISA Allowance

Autumn Newsletter for Clients

22-Sep-2009

An update on ISAs, tax-efficient investments in light of the tax changes due in 2010, our view of the markets and how to reduce the volatility of your portfolio.

Newsletter for Residents in Spain

9-Sep-2009

Autumn Newsletter for expatriates, particularly those resident in Spain.

Client Newsletter September 2009

1-Sep-2009

The Age 75 Question
Family SIPPs live again
Gifts out of income
Structured products revisited

Client Newsletter July 2009

1-Jul-2009

Diversifying Investments

Summer Newsletter to Clients

24-Jun-2009

Since our Spring newsletter in March there has been a massive change. We look at how to respond to the current situation, and consider how active we should be when making changes to portfolios.

Client Newsletter June 2009

1-Jun-2009

Investment Markets
Pensions Complication
Ways and Means

Client Newsletter April 2009

30-Apr-2009

Budget Impacts - Income Tax, ISAs, Pensions, EIS, Other Investments

Profile in New Model Adviser

28-Apr-2009

Profile of Jeremy Davis and 35 Finance in New Model Adviser, 20 April 2009

Seminar on Business Exit Planning

2-Apr-2009

Invitation to a seminar in Cambridge on 22 April 2009

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35 Finance is authorised and regulated by the Financial Services Authority (http://www.fsa.gov.uk/register/home.do). FSA Registration No: 449269

35 Finance Ltd, IFA, financial advisers, financial advisors, expatriate pensions, expatriate, Independent Financial Advisers, financial planning, investment portfolio management, pensions advice, Trust Review service, fee-based financial advice, Cambridge, Kings Lynn, UK